273 W Main St APT B12MarlboroughMA01752
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe cash-flow margin at 273 W Main St APT B12, Marlborough, MA, 01752 in Marlborough is narrow, $153/mo net on $2,287/mo rent after the $1,124/mo debt service, but the property operates at break-even-plus, not a loss. At $250,000 with a 10.98% yield, the long-run equity case via 5% appreciation ($69,070 over five years) and $2,303/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 2.03 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $140,701.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11% | 5.2% |
| Monthly Cash Flow | $153 | $28,500 |
City averages based on Marlborough market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,287 |
| Total Monthly Debt Service | $1,476 |
| DSCR Ratio | 1.55x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1978
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01752, Marlborough, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,239 (100%) |
| Owner Occupied HU | 9,226 (50.6%) |
| Renter Occupied HU | 7,963 (43.7%) |
| Vacant Housing Units | 1,050 ( 5.8%) |
| Median Home Value | $596,463 |
| Average Home Value | $647,077 |
Housing Distribution
Address Breakdown
Residential
17,553
Single Family
12,355
Multi-Family
5,198
Businesses
2,035
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1978
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01752, Marlborough, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,239 (100%) |
| Owner Occupied HU | 9,226 (50.6%) |
| Renter Occupied HU | 7,963 (43.7%) |
| Vacant Housing Units | 1,050 ( 5.8%) |
| Median Home Value | $596,463 |
| Average Home Value | $647,077 |
Housing Distribution
Address Breakdown
Residential
17,553
Single Family
12,355
Multi-Family
5,198
Businesses
2,035
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: The Kattman Team • ERA Key Realty Services-Bay State Group
Mls Name: MLS PIN
Mls ID: #73462466