2729 Breeding RdEdmontonKY42129
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis is a cash-flow-light asset: 2729 Breeding Rd, Edmonton, KY, 42129 in Edmonton, $109,000, 8.59% gross yield, $117/mo net income. Consider it a market-entry position, the $780/mo rent covers the $490/mo payment with a margin, and 5%/yr appreciation is projected to add $30,115 to the asset's value over five years. Ziffy Mortgage approves DSCR loans (coverage 1.59) for non-U.S. residents without domestic income documentation. Consider a higher down payment to widen the monthly margin. Total projected return: $48,849.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.6% | 6.0% |
| Monthly Cash Flow | $117 | $450 |
City averages based on Edmonton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $780 |
| Total Monthly Debt Service | $620 |
| DSCR Ratio | 1.26x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2022
2.33 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42129, Edmonton, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,210 (100%) |
| Owner Occupied HU | 2,115 (65.9%) |
| Renter Occupied HU | 734 (22.9%) |
| Vacant Housing Units | 361 (11.2%) |
| Median Home Value | $111,435 |
| Average Home Value | $144,791 |
Housing Distribution
Address Breakdown
Residential
3,029
Single Family
3,029
Multi-Family
0
Businesses
176
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2022
2.33 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42129, Edmonton, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,210 (100%) |
| Owner Occupied HU | 2,115 (65.9%) |
| Renter Occupied HU | 734 (22.9%) |
| Vacant Housing Units | 361 (11.2%) |
| Median Home Value | $111,435 |
| Average Home Value | $144,791 |
Housing Distribution
Address Breakdown
Residential
3,029
Single Family
3,029
Multi-Family
0
Businesses
176
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices