12 Heartland CirColumbiaKY42728
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Rental property for sale in Columbia at 12 Heartland Cir, Columbia, KY, 42728 priced at $100,000 converts $785/mo rent into $177/mo cash flow after a $489/mo obligation. Total monthly income equals $785/mo, and annual cash flow totals $2,122/yr on $33,150 invested. Return on cash invested prints 26.31% in year one, and rental yield reads 9.42% against a $100,000 entry. Equity gained on principal adds $645/yr, while 5% annual appreciation compiles into $27,628 by year five. Five-year ROI reaches 137.03% and total cumulative return in cash sums $45,424. For leverage, Ziffy Mortgage’s DSCR loan bases approval on $785/mo property income covering a $489/mo payment, not borrower’s personal income.
Single Family
Built in 2001
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42728, Columbia, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,454 (100%) |
| Owner Occupied HU | 4,718 (63.3%) |
| Renter Occupied HU | 1,706 (22.9%) |
| Vacant Housing Units | 1,030 (13.8%) |
| Median Home Value | $174,555 |
| Average Home Value | $209,118 |
Housing Distribution
Address Breakdown
Residential
6,845
Single Family
6,845
Multi-Family
0
Businesses
658
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