2722 Virginia Pine DrBartowFL33830
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 2722 Virginia Pine Dr, Bartow, FL, 33830 in Bartow deserves attention. This $297,120 property earns $3,734/mo in rent, a 15.08% gross yield, and nets $1,746/mo after the $1,336/mo payment. DSCR 2.79 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $82,089 compounds alongside $2,737/yr in yearly equity build, for a total cumulative return of $225,654.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 15.1% | 7.0% |
| Monthly Cash Flow | $1,746 | $350 |
City averages based on Bartow market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,734 |
| Total Monthly Debt Service | $1,871 |
| DSCR Ratio | 2.00x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
4,800 sqft lot
$N/A/sqft
$17 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33830, Bartow, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,289 (100%) |
| Owner Occupied HU | 8,662 (65.2%) |
| Renter Occupied HU | 3,320 (25.0%) |
| Vacant Housing Units | 1,307 ( 9.8%) |
| Median Home Value | $307,472 |
| Average Home Value | $360,489 |
Housing Distribution
Address Breakdown
Residential
11,750
Single Family
10,889
Multi-Family
861
Businesses
790
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
4,800 sqft lot
$N/A/sqft
$17 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33830, Bartow, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,289 (100%) |
| Owner Occupied HU | 8,662 (65.2%) |
| Renter Occupied HU | 3,320 (25.0%) |
| Vacant Housing Units | 1,307 ( 9.8%) |
| Median Home Value | $307,472 |
| Average Home Value | $360,489 |
Housing Distribution
Address Breakdown
Residential
11,750
Single Family
10,889
Multi-Family
861
Businesses
790
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices