272 Stratton Brook RoadWest SimsburyCT06092
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 272 Stratton Brook Road, West Simsbury, CT, 06092 in West Simsbury: $4,332/mo in rent, $1,162/mo net, 11.48% gross yield, all on a $453,000 acquisition. The 2.13 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $125,156 in value, and $4,172/yr in principal paydown steadily builds equity. Projected total cumulative return: $248,185.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.5% | 5.0% |
| Monthly Cash Flow | $1,162 | $200 |
City averages based on West Simsbury market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,332 |
| Total Monthly Debt Service | $2,989 |
| DSCR Ratio | 1.45x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1966
1.45 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 06092, West Simsbury, CT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,457 (100%) |
| Owner Occupied HU | 1,304 (89.5%) |
| Renter Occupied HU | 107 ( 7.3%) |
| Vacant Housing Units | 46 ( 3.2%) |
| Median Home Value | $480,285 |
| Average Home Value | $528,514 |
Housing Distribution
Address Breakdown
Residential
1,402
Single Family
1,402
Multi-Family
0
Businesses
100
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1966
1.45 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 06092, West Simsbury, CT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,457 (100%) |
| Owner Occupied HU | 1,304 (89.5%) |
| Renter Occupied HU | 107 ( 7.3%) |
| Vacant Housing Units | 46 ( 3.2%) |
| Median Home Value | $480,285 |
| Average Home Value | $528,514 |
Housing Distribution
Address Breakdown
Residential
1,402
Single Family
1,402
Multi-Family
0
Businesses
100
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Geena B. Becker • William Raveis Real Estate
Mls Name: Smart MLS
Mls Provider:
Mls ID: #24096080
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.