272 George Milby RdSummersvilleKY42782
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 272 George Milby Rd, Summersville, KY, 42782 in Summersville earns a 9.65% gross yield at $187,400. Rent of $1,507/mo nets $367/mo after the $843/mo mortgage. The 1.79 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $51,775 and $1,726/yr in equity accumulation project a total cumulative return of $94,549.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.7% | 6.8% |
| Monthly Cash Flow | $367 | $350 |
City averages based on Summersville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,507 |
| Total Monthly Debt Service | $1,066 |
| DSCR Ratio | 1.41x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1970
0.75 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42782, Summersville, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 387 (100%) |
| Owner Occupied HU | 278 (71.8%) |
| Renter Occupied HU | 57 (14.7%) |
| Vacant Housing Units | 52 (13.4%) |
| Median Home Value | $141,667 |
| Average Home Value | $178,642 |
Housing Distribution
Address Breakdown
Residential
441
Single Family
441
Multi-Family
0
Businesses
14
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1970
0.75 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42782, Summersville, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 387 (100%) |
| Owner Occupied HU | 278 (71.8%) |
| Renter Occupied HU | 57 (14.7%) |
| Vacant Housing Units | 52 (13.4%) |
| Median Home Value | $141,667 |
| Average Home Value | $178,642 |
Housing Distribution
Address Breakdown
Residential
441
Single Family
441
Multi-Family
0
Businesses
14
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices