2714 109th StLynwoodCA90262
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 2714 109th St, Lynwood, CA, 90262 in Lynwood at $579,900 earns $3,696/mo in rent and nets $109/mo after the $2,608/mo payment, a 7.65% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $160,216 over five years. Ziffy Mortgage underwrites this on a 1.42 DSCR without U.S. credit history. With $5,341/yr in principal paydown, total projected return reaches $226,832.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.7% | 6.5% |
| Monthly Cash Flow | $109 | $300 |
City averages based on Lynwood market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,696 |
| Total Monthly Debt Service | $3,357 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1929
4,606 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90262, Lynwood, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,509 (100%) |
| Owner Occupied HU | 7,285 (47.0%) |
| Renter Occupied HU | 7,930 (51.1%) |
| Vacant Housing Units | 294 ( 1.9%) |
| Median Home Value | $612,026 |
| Average Home Value | $672,460 |
Housing Distribution
Address Breakdown
Residential
15,142
Single Family
11,750
Multi-Family
3,392
Businesses
1,237
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1929
4,606 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90262, Lynwood, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,509 (100%) |
| Owner Occupied HU | 7,285 (47.0%) |
| Renter Occupied HU | 7,930 (51.1%) |
| Vacant Housing Units | 294 ( 1.9%) |
| Median Home Value | $612,026 |
| Average Home Value | $672,460 |
Housing Distribution
Address Breakdown
Residential
15,142
Single Family
11,750
Multi-Family
3,392
Businesses
1,237
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Javier Hernandez • HOME BASE REALTY INV INC
Mls Name: CRMLS
Mls ID: #CV25215628