271 Piper LnColusaCA95932
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Colusa rental at 271 Piper Ln, Colusa, CA, 95932 sits in the solid-income band: 8.17% gross yield, $3,380/mo rent, $310/mo net after the $2,232/mo debt service, DSCR 1.51. Entry price of $496,278 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $137,112 and $4,571/yr in principal reduction bring total cumulative return to $208,085.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 5.3% |
| Monthly Cash Flow | $310 | $250 |
City averages based on Colusa market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,380 |
| Total Monthly Debt Service | $2,873 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
7,840 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95932, Colusa, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,246 (100%) |
| Owner Occupied HU | 1,748 (53.9%) |
| Renter Occupied HU | 1,238 (38.1%) |
| Vacant Housing Units | 260 ( 8.0%) |
| Median Home Value | $439,770 |
| Average Home Value | $469,426 |
Housing Distribution
Address Breakdown
Residential
2,926
Single Family
2,820
Multi-Family
106
Businesses
445
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
7,840 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95932, Colusa, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,246 (100%) |
| Owner Occupied HU | 1,748 (53.9%) |
| Renter Occupied HU | 1,238 (38.1%) |
| Vacant Housing Units | 260 ( 8.0%) |
| Median Home Value | $439,770 |
| Average Home Value | $469,426 |
Housing Distribution
Address Breakdown
Residential
2,926
Single Family
2,820
Multi-Family
106
Businesses
445
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Sean Work • eXp Realty of California, Inc.
Mls Name: MetroList Services of CA
Mls ID: #225083738