2709 Harvest View WayFort CollinsCO80528
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 2709 Harvest View Way, Fort Collins, CO, 80528 in Fort Collins worth study. Rental yield 3.78%. The 3.78% gross yield is below cash-flow benchmarks at $1,998,000, but 5% annual appreciation, adding $552,011 over five years, frames this as a capital growth position. Rent of $6,298/mo partially offsets the $8,984/mo payment. Ziffy Mortgage finances appreciation-play properties (0.70 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $399,027.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.8% | 5.8% |
| Monthly Cash Flow | $(5,537) | $1,850 |
City averages based on Fort Collins market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,298 |
| Total Monthly Debt Service | $11,040 |
| DSCR Ratio | 0.57x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2017
0.45 Acres lot
$N/A/sqft
$191 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80528, Fort Collins, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,915 (100%) |
| Owner Occupied HU | 6,596 (66.5%) |
| Renter Occupied HU | 2,831 (28.6%) |
| Vacant Housing Units | 488 ( 4.9%) |
| Median Home Value | $708,261 |
| Average Home Value | $764,312 |
Housing Distribution
Address Breakdown
Residential
9,636
Single Family
7,802
Multi-Family
1,834
Businesses
353
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2017
0.45 Acres lot
$N/A/sqft
$191 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80528, Fort Collins, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,915 (100%) |
| Owner Occupied HU | 6,596 (66.5%) |
| Renter Occupied HU | 2,831 (28.6%) |
| Vacant Housing Units | 488 ( 4.9%) |
| Median Home Value | $708,261 |
| Average Home Value | $764,312 |
Housing Distribution
Address Breakdown
Residential
9,636
Single Family
7,802
Multi-Family
1,834
Businesses
353
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Teresa Lomax • Equity Colorado-Front Range
Mls Name: IRES as distributed by MLS GRID
Mls Provider:
Mls ID: #1054242
Disclaimer: Based on information submitted to the MLS GRID as of 2026-03-20 07:33:19 PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. [Click here for more information](/mls-disclaimers/#71)