2700 Oxford St N APT 133RosevilleMN55113
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowReliable, bankable, and well-priced, 2700 Oxford St N APT 133, Roseville, MN, 55113 in Roseville delivers $1,795/mo in gross rent and $295/mo in net monthly income at a $144,500 entry. The 14.91% yield and 2.76 DSCR make it a clean candidate for Ziffy Mortgage's DSCR loan; no W-2s or U.S. credit history required. With 5% annual appreciation projecting $39,923 over five years and $1,331/yr in equity from loan paydown, total projected return is $76,382.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 14.9% | 6.0% |
| Monthly Cash Flow | $295 | $1,200 |
City averages based on Roseville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,795 |
| Total Monthly Debt Service | $1,443 |
| DSCR Ratio | 1.24x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1968
871.20 sqft lot
$N/A/sqft
$596 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55113, Saint Paul, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,080 (100%) |
| Owner Occupied HU | 11,174 (61.8%) |
| Renter Occupied HU | 6,171 (34.1%) |
| Vacant Housing Units | 735 ( 4.1%) |
| Median Home Value | $376,357 |
| Average Home Value | $433,089 |
Housing Distribution
Address Breakdown
Residential
19,068
Single Family
11,629
Multi-Family
7,439
Businesses
1,837
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1968
871.20 sqft lot
$N/A/sqft
$596 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55113, Saint Paul, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,080 (100%) |
| Owner Occupied HU | 11,174 (61.8%) |
| Renter Occupied HU | 6,171 (34.1%) |
| Vacant Housing Units | 735 ( 4.1%) |
| Median Home Value | $376,357 |
| Average Home Value | $433,089 |
Housing Distribution
Address Breakdown
Residential
19,068
Single Family
11,629
Multi-Family
7,439
Businesses
1,837
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jayne A Hoaglund • RE/MAX Preferred
Mls Name: NorthstarMLS as distributed by MLS GRID
Mls Provider:
Mls ID: #6741878
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