270 S 2nd StHaydenCO81639
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 270 S 2nd St, Hayden, CO, 81639 in Hayden speaks for itself: 24% gross on a $168,000 price, generating $3,360/mo in rent and $2,381/mo in net income after the $755/mo debt service. DSCR 4.45, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $28,571 stacks alongside $46,415 in projected five-year appreciation and $1,547/yr in principal reduction. Projected total cumulative return: $216,723.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 24% | 7.0% |
| Monthly Cash Flow | $2,381 | $1,200 |
City averages based on Hayden market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,360 |
| Total Monthly Debt Service | $912 |
| DSCR Ratio | 3.68x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2020
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 81639, Hayden, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,316 (100%) |
| Owner Occupied HU | 805 (61.2%) |
| Renter Occupied HU | 300 (22.8%) |
| Vacant Housing Units | 211 (16.0%) |
| Median Home Value | $453,824 |
| Average Home Value | $682,745 |
Housing Distribution
Address Breakdown
Residential
74
Single Family
74
Multi-Family
0
Businesses
79
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2020
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 81639, Hayden, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,316 (100%) |
| Owner Occupied HU | 805 (61.2%) |
| Renter Occupied HU | 300 (22.8%) |
| Vacant Housing Units | 211 (16.0%) |
| Median Home Value | $453,824 |
| Average Home Value | $682,745 |
Housing Distribution
Address Breakdown
Residential
74
Single Family
74
Multi-Family
0
Businesses
79
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Alicia Doolin • Coldwell Banker Distinctive Properties
Mls Name: AGSMLS
Mls ID: #188684
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.