270 Pine StCentral CityPA15926
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 270 Pine St, Central City, PA, 15926 in Central City. Priced at $119,900, it generates $1,392/mo in gross rent and $606/mo in net monthly cash flow, a 13.93% yield that comfortably supports the 2.58 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $7,276. Five-year appreciation: $33,126. Equity from principal paydown: $1,104/yr. Total projected cumulative return: $84,720.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 13.9% | 6.2% |
| Monthly Cash Flow | $606 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,392 |
| Total Monthly Debt Service | $738 |
| DSCR Ratio | 1.89x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1978
9,583 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15926, Central City, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,606 (100%) |
| Owner Occupied HU | 966 (60.1%) |
| Renter Occupied HU | 144 ( 9.0%) |
| Vacant Housing Units | 496 (30.9%) |
| Median Home Value | $104,128 |
| Average Home Value | $176,058 |
Housing Distribution
Address Breakdown
Residential
1,286
Single Family
1,258
Multi-Family
28
Businesses
76
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1978
9,583 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15926, Central City, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,606 (100%) |
| Owner Occupied HU | 966 (60.1%) |
| Renter Occupied HU | 144 ( 9.0%) |
| Vacant Housing Units | 496 (30.9%) |
| Median Home Value | $104,128 |
| Average Home Value | $176,058 |
Housing Distribution
Address Breakdown
Residential
1,286
Single Family
1,258
Multi-Family
28
Businesses
76
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kevin Singer • CENTURY 21 ALL SERVICE, INC.
Mls Name: CSMLS
Mls ID: #96037351