270 Brazil LnJohnstownPA15909
INVESTMENT ANALYSIS
Investment Verdict
Solid Income270 Brazil Ln, Johnstown, PA, 15909 in Johnstown is a solid income-producing rental, 9.87% gross yield, $1,439/mo rent, $292/mo net cash flow on a $175,000 buy. DSCR 1.83 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $48,349 and $1,612/yr in principal reduction project a total cumulative return of $85,425.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.9% | 6.2% |
| Monthly Cash Flow | $292 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,439 |
| Total Monthly Debt Service | $1,077 |
| DSCR Ratio | 1.34x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
1.41 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15909, Johnstown, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,662 (100%) |
| Owner Occupied HU | 1,982 (74.5%) |
| Renter Occupied HU | 388 (14.6%) |
| Vacant Housing Units | 292 (11.0%) |
| Median Home Value | $147,619 |
| Average Home Value | $172,181 |
Housing Distribution
Address Breakdown
Residential
2,219
Single Family
2,213
Multi-Family
6
Businesses
110
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
1.41 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15909, Johnstown, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,662 (100%) |
| Owner Occupied HU | 1,982 (74.5%) |
| Renter Occupied HU | 388 (14.6%) |
| Vacant Housing Units | 292 (11.0%) |
| Median Home Value | $147,619 |
| Average Home Value | $172,181 |
Housing Distribution
Address Breakdown
Residential
2,219
Single Family
2,213
Multi-Family
6
Businesses
110
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Tom Yewcic • COLDWELL BANKER PRESTIGE REALTY
Mls Name: CSMLS
Mls ID: #96037759