27 W Stark RdEskoMN55733
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 27 W Stark Rd, Esko, MN, 55733 in Esko speaks for itself: 11.49% gross on a $829,000 price, generating $7,939/mo in rent and $2,763/mo in net income after the $3,728/mo debt service. DSCR 2.13, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $33,150 stacks alongside $229,037 in projected five-year appreciation and $7,635/yr in principal reduction. Projected total cumulative return: $492,266.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.5% | 7.5% |
| Monthly Cash Flow | $2,763 | $850 |
City averages based on Esko market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $7,939 |
| Total Monthly Debt Service | $4,847 |
| DSCR Ratio | 1.64x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2010
13.22 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55733, Esko, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,053 (100%) |
| Owner Occupied HU | 1,883 (91.7%) |
| Renter Occupied HU | 118 ( 5.7%) |
| Vacant Housing Units | 52 ( 2.5%) |
| Median Home Value | $355,523 |
| Average Home Value | $379,914 |
Housing Distribution
Address Breakdown
Residential
1,808
Single Family
1,786
Multi-Family
22
Businesses
84
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2010
13.22 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55733, Esko, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,053 (100%) |
| Owner Occupied HU | 1,883 (91.7%) |
| Renter Occupied HU | 118 ( 5.7%) |
| Vacant Housing Units | 52 ( 2.5%) |
| Median Home Value | $355,523 |
| Average Home Value | $379,914 |
Housing Distribution
Address Breakdown
Residential
1,808
Single Family
1,786
Multi-Family
22
Businesses
84
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices