27 Ferin RdAshburnhamMA01430
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 27 Ferin Rd, Ashburnham, MA, 01430 in Ashburnham deserves attention. This $200,000 property earns $2,742/mo in rent, a 16.45% gross yield, and nets $1,311/mo after the $899/mo payment. DSCR 3.05 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $55,256 compounds alongside $1,842/yr in yearly equity build, for a total cumulative return of $161,123.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 16.5% | 5.0% |
| Monthly Cash Flow | $1,311 | $450 |
City averages based on Ashburnham market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,742 |
| Total Monthly Debt Service | $1,351 |
| DSCR Ratio | 2.03x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
8.28 Acres lot
$N/A/sqft
$170 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01430, Ashburnham, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,877 (100%) |
| Owner Occupied HU | 2,250 (78.2%) |
| Renter Occupied HU | 230 ( 8.0%) |
| Vacant Housing Units | 397 (13.8%) |
| Median Home Value | $473,821 |
| Average Home Value | $527,711 |
Housing Distribution
Address Breakdown
Residential
2,281
Single Family
2,257
Multi-Family
24
Businesses
93
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
8.28 Acres lot
$N/A/sqft
$170 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01430, Ashburnham, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,877 (100%) |
| Owner Occupied HU | 2,250 (78.2%) |
| Renter Occupied HU | 230 ( 8.0%) |
| Vacant Housing Units | 397 (13.8%) |
| Median Home Value | $473,821 |
| Average Home Value | $527,711 |
Housing Distribution
Address Breakdown
Residential
2,281
Single Family
2,257
Multi-Family
24
Businesses
93
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices