27 Alexander AveBedfordKY40006
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Bedford rentals match the income profile of 27 Alexander Ave, Bedford, KY, 40006. Listed at $177,300, gross rent is $1,849/mo and net cash flow is $770/mo, a 12.52% yield well above national averages. DSCR 2.32 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $48,985 by year five with $1,633/yr in annual principal reduction, projecting $116,733 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.5% | 7.0% |
| Monthly Cash Flow | $770 | $350 |
City averages based on Bedford market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,849 |
| Total Monthly Debt Service | $1,009 |
| DSCR Ratio | 1.83x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1919
0.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 40006, Bedford, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,245 (100%) |
| Owner Occupied HU | 1,627 (72.5%) |
| Renter Occupied HU | 375 (16.7%) |
| Vacant Housing Units | 243 (10.8%) |
| Median Home Value | $215,482 |
| Average Home Value | $219,785 |
Housing Distribution
Address Breakdown
Residential
1,995
Single Family
1,985
Multi-Family
10
Businesses
114
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1919
0.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 40006, Bedford, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,245 (100%) |
| Owner Occupied HU | 1,627 (72.5%) |
| Renter Occupied HU | 375 (16.7%) |
| Vacant Housing Units | 243 (10.8%) |
| Median Home Value | $215,482 |
| Average Home Value | $219,785 |
Housing Distribution
Address Breakdown
Residential
1,995
Single Family
1,985
Multi-Family
10
Businesses
114
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices