26937 Hayward Blvd APT 226HaywardCA94542
INVESTMENT ANALYSIS
Investment Verdict
Income-Producing26937 Hayward Blvd APT 226, Hayward, CA, 94542 in Hayward is a stable, well-positioned rental at $618,000. Rental yield 6.6%. DSCR 1.22 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $170,742 in value and $5,692/yr in principal paydown builds equity, a total projected return of $206,907.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.6% | 6.0% |
| Monthly Cash Flow | $(746) | $800 |
City averages based on Hayward market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,397 |
| Total Monthly Debt Service | $3,577 |
| DSCR Ratio | 0.95x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1982
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94542, Hayward, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,244 (100%) |
| Owner Occupied HU | 3,393 (64.7%) |
| Renter Occupied HU | 1,626 (31.0%) |
| Vacant Housing Units | 225 ( 4.3%) |
| Median Home Value | $1,202,939 |
| Average Home Value | $1,290,214 |
Housing Distribution
Address Breakdown
Residential
5,243
Single Family
4,680
Multi-Family
563
Businesses
26
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1982
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94542, Hayward, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,244 (100%) |
| Owner Occupied HU | 3,393 (64.7%) |
| Renter Occupied HU | 1,626 (31.0%) |
| Vacant Housing Units | 225 ( 4.3%) |
| Median Home Value | $1,202,939 |
| Average Home Value | $1,290,214 |
Housing Distribution
Address Breakdown
Residential
5,243
Single Family
4,680
Multi-Family
563
Businesses
26
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: bridgeMLS/CCAR/Bay East AOR
Mls ID: #41128409