26577 James DrMenifeeCA92585
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Menifee rental at 26577 James Dr, Menifee, CA, 92585 sits in the solid-income band: 8.26% gross yield, $4,094/mo rent, $223/mo net after the $2,674/mo debt service, DSCR 1.53. Entry price of $594,620 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $164,283 and $5,477/yr in principal reduction bring total cumulative return to $240,606.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 7.0% |
| Monthly Cash Flow | $223 | $1,500 |
City averages based on Menifee market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,094 |
| Total Monthly Debt Service | $3,635 |
| DSCR Ratio | 1.13x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
3,034 sqft lot
$N/A/sqft
$193 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92585, Sun City, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,572 (100%) |
| Owner Occupied HU | 7,659 (80.0%) |
| Renter Occupied HU | 1,572 (16.4%) |
| Vacant Housing Units | 341 ( 3.6%) |
| Median Home Value | $567,723 |
| Average Home Value | $612,127 |
Housing Distribution
Address Breakdown
Residential
8,937
Single Family
8,937
Multi-Family
0
Businesses
159
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
3,034 sqft lot
$N/A/sqft
$193 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92585, Sun City, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,572 (100%) |
| Owner Occupied HU | 7,659 (80.0%) |
| Renter Occupied HU | 1,572 (16.4%) |
| Vacant Housing Units | 341 ( 3.6%) |
| Median Home Value | $567,723 |
| Average Home Value | $612,127 |
Housing Distribution
Address Breakdown
Residential
8,937
Single Family
8,937
Multi-Family
0
Businesses
159
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices