26448 Gem CtHelendaleCA92342
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 26448 Gem Ct, Helendale, CA, 92342 in Helendale: $4,507/mo in rent, $1,908/mo net, 14.08% gross yield, all on a $384,000 acquisition. The 2.61 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $106,092 in value, and $3,537/yr in principal paydown steadily builds equity. Projected total cumulative return: $269,304.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 14.1% | 6.0% |
| Monthly Cash Flow | $1,908 | $400 |
City averages based on Helendale market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,507 |
| Total Monthly Debt Service | $2,447 |
| DSCR Ratio | 1.84x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1997
9,600 sqft lot
$N/A/sqft
$224 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92342, Helendale, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,011 (100%) |
| Owner Occupied HU | 2,036 (67.6%) |
| Renter Occupied HU | 625 (20.8%) |
| Vacant Housing Units | 350 (11.6%) |
| Median Home Value | $392,422 |
| Average Home Value | $543,099 |
Housing Distribution
Address Breakdown
Residential
143
Single Family
143
Multi-Family
0
Businesses
78
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1997
9,600 sqft lot
$N/A/sqft
$224 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92342, Helendale, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,011 (100%) |
| Owner Occupied HU | 2,036 (67.6%) |
| Renter Occupied HU | 625 (20.8%) |
| Vacant Housing Units | 350 (11.6%) |
| Median Home Value | $392,422 |
| Average Home Value | $543,099 |
Housing Distribution
Address Breakdown
Residential
143
Single Family
143
Multi-Family
0
Businesses
78
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices