2641 Whalebone Bay DrKissimmeeFL34741
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 2641 Whalebone Bay Dr, Kissimmee, FL, 34741 in Kissimmee. At $322,999 it earns $2,429/mo in rent and distributes $210/mo to the owner after the $1,452/mo payment, a consistent 9.02% yield. DSCR 1.67 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $89,239 in value; $2,975/yr in principal paydown compounds ownership stake. Total projected return: $137,024.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9% | 7.2% |
| Monthly Cash Flow | $210 | $1,250 |
City averages based on Kissimmee market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,429 |
| Total Monthly Debt Service | $2,090 |
| DSCR Ratio | 1.16x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1990
4,748 sqft lot
$N/A/sqft
$75 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34741, Kissimmee, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 25,281 (100%) |
| Owner Occupied HU | 7,446 (29.5%) |
| Renter Occupied HU | 14,390 (56.9%) |
| Vacant Housing Units | 3,445 (13.6%) |
| Median Home Value | $347,316 |
| Average Home Value | $374,969 |
Housing Distribution
Address Breakdown
Residential
21,946
Single Family
14,792
Multi-Family
7,154
Businesses
2,184
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1990
4,748 sqft lot
$N/A/sqft
$75 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34741, Kissimmee, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 25,281 (100%) |
| Owner Occupied HU | 7,446 (29.5%) |
| Renter Occupied HU | 14,390 (56.9%) |
| Vacant Housing Units | 3,445 (13.6%) |
| Median Home Value | $347,316 |
| Average Home Value | $374,969 |
Housing Distribution
Address Breakdown
Residential
21,946
Single Family
14,792
Multi-Family
7,154
Businesses
2,184
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices