26409 Pepper RdAthensAL35613








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Athens at 26409 Pepper Rd, Athens, AL, 35613 uses $145,827 cash to close to unlock $1,549/yr annual cash flow and $129/mo monthly cash flow. Total monthly income runs $2,612/mo, and a $2,153/mo payment keeps the spread at $129/mo. Purchase price stands at $439,900, and rental yield measures 7.13% with $2,612/mo rent. Return on cash invested shows 20.97% in year one, and 5% annual appreciation builds toward $121,536 over five years. Five-year ROI reaches 107.84% and total cumulative return in cash records $157,263. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $2,612/mo property income covering a $2,153/mo payment rather than investor’s personal income.
Single Family
Built in 2007
0.60 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35613, Athens, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,937 (100%) |
| Owner Occupied HU | 9,026 (82.5%) |
| Renter Occupied HU | 1,520 (13.9%) |
| Vacant Housing Units | 391 ( 3.6%) |
| Median Home Value | $336,500 |
| Average Home Value | $377,614 |
Housing Distribution
Address Breakdown
Residential
11,392
Single Family
11,274
Multi-Family
118
Businesses
298
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