264 Turtle LnHedgesvilleWV25427
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Hedgesville rental at 264 Turtle Ln, Hedgesville, WV, 25427 sits in the solid-income band: 9.06% gross yield, $2,566/mo rent, $598/mo net after the $1,529/mo debt service, DSCR 1.68. Entry price of $339,999 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $93,935 and $3,131/yr in principal reduction bring total cumulative return to $166,859.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 7.8% |
| Monthly Cash Flow | $598 | $450 |
City averages based on Hedgesville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,566 |
| Total Monthly Debt Service | $1,832 |
| DSCR Ratio | 1.40x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2007
1.75 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 25427, Hedgesville, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,965 (100%) |
| Owner Occupied HU | 6,041 (75.8%) |
| Renter Occupied HU | 845 (10.6%) |
| Vacant Housing Units | 1,079 (13.5%) |
| Median Home Value | $311,912 |
| Average Home Value | $325,721 |
Housing Distribution
Address Breakdown
Residential
7,346
Single Family
6,655
Multi-Family
691
Businesses
176
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2007
1.75 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 25427, Hedgesville, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,965 (100%) |
| Owner Occupied HU | 6,041 (75.8%) |
| Renter Occupied HU | 845 (10.6%) |
| Vacant Housing Units | 1,079 (13.5%) |
| Median Home Value | $311,912 |
| Average Home Value | $325,721 |
Housing Distribution
Address Breakdown
Residential
7,346
Single Family
6,655
Multi-Family
691
Businesses
176
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Amanda Jackson - Gloyd • Coldwell Banker Premier
Mls Name: Bright MLS
Mls ID: #WVMO2006688