2632 W 5625 SRoyUT84067
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 2632 W 5625 S, Roy, UT, 84067 in Roy is narrow, $181/mo net on $1,649/mo rent after the $953/mo debt service, but the property operates at break-even-plus, not a loss. At $212,000 with a 9.33% yield, the long-run equity case via 5% appreciation ($58,572 over five years) and $1,953/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.73 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $106,299.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 5.8% |
| Monthly Cash Flow | $181 | $420 |
City averages based on Roy market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,649 |
| Total Monthly Debt Service | $1,158 |
| DSCR Ratio | 1.42x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1974
435.60 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 84067, Roy, UT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,204 (100%) |
| Owner Occupied HU | 10,772 (75.8%) |
| Renter Occupied HU | 2,918 (20.5%) |
| Vacant Housing Units | 514 ( 3.6%) |
| Median Home Value | $424,409 |
| Average Home Value | $461,752 |
Housing Distribution
Address Breakdown
Residential
13,207
Single Family
12,558
Multi-Family
649
Businesses
596
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1974
435.60 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 84067, Roy, UT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,204 (100%) |
| Owner Occupied HU | 10,772 (75.8%) |
| Renter Occupied HU | 2,918 (20.5%) |
| Vacant Housing Units | 514 ( 3.6%) |
| Median Home Value | $424,409 |
| Average Home Value | $461,752 |
Housing Distribution
Address Breakdown
Residential
13,207
Single Family
12,558
Multi-Family
649
Businesses
596
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices