263 Waning RoadUnityME04988
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderSteady, low-maintenance, and fundable: 263 Waning Road, Unity, ME, 04988 in Unity at $333,000. Rental yield 7.52%. The 7.52% yield and 1.39 DSCR put this right in the range Ziffy Mortgage approves for non-U.S. investors without W-2s or domestic credit. Appreciation at 5%/yr is projected to add $92,002 by year five, and $3,067/yr in principal reduction steadily grows the investor's stake. Total projected cumulative return: $125,573.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.5% | 7.2% |
| Monthly Cash Flow | $(15) | $350 |
City averages based on Unity market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,087 |
| Total Monthly Debt Service | $1,969 |
| DSCR Ratio | 1.06x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2000
10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04988, Unity, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 919 (100%) |
| Owner Occupied HU | 506 (55.1%) |
| Renter Occupied HU | 248 (27.0%) |
| Vacant Housing Units | 165 (18.0%) |
| Median Home Value | $338,158 |
| Average Home Value | $393,394 |
Housing Distribution
Address Breakdown
Residential
637
Single Family
582
Multi-Family
55
Businesses
97
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2000
10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04988, Unity, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 919 (100%) |
| Owner Occupied HU | 506 (55.1%) |
| Renter Occupied HU | 248 (27.0%) |
| Vacant Housing Units | 165 (18.0%) |
| Median Home Value | $338,158 |
| Average Home Value | $393,394 |
Housing Distribution
Address Breakdown
Residential
637
Single Family
582
Multi-Family
55
Businesses
97
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • Dream Home Realty LLC
Mls Name: Maine Listings
Mls Provider:
Mls ID: #1630941
Disclaimer: Listing data is derived in whole or in part from Maine Real Estate Information System, Inc. (d/b/a Maine Listings) and is for consumers' personal, noncommercial use only. Dimensions are approximate and not guaranteed. All data should be independently verified. 2025 Maine Real Estate Information System, Inc. All Rights Reserved. Equal Housing Opportunity. Zillow Inc. 415 Congress St #202 Portland, ME 04101 (207) 220-3782