263 W Wellens AvePhiladelphiaPA19120
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 263 W Wellens Ave, Philadelphia, PA, 19120 in Philadelphia speaks for itself: 18.44% gross on a $163,999 price, generating $2,520/mo in rent and $1,445/mo in net income after the $737/mo debt service. DSCR 3.42, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $17,344 stacks alongside $45,310 in projected five-year appreciation and $1,510/yr in principal reduction. Projected total cumulative return: $155,529.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 18.4% | 5.8% |
| Monthly Cash Flow | $1,445 | $850 |
City averages based on Philadelphia market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,520 |
| Total Monthly Debt Service | $1,009 |
| DSCR Ratio | 2.50x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1930
903 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19120, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 23,693 (100%) |
| Owner Occupied HU | 13,108 (55.3%) |
| Renter Occupied HU | 9,043 (38.2%) |
| Vacant Housing Units | 1,542 ( 6.5%) |
| Median Home Value | $160,762 |
| Average Home Value | $236,951 |
Housing Distribution
Address Breakdown
Residential
22,535
Single Family
21,566
Multi-Family
969
Businesses
1,239
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1930
903 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19120, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 23,693 (100%) |
| Owner Occupied HU | 13,108 (55.3%) |
| Renter Occupied HU | 9,043 (38.2%) |
| Vacant Housing Units | 1,542 ( 6.5%) |
| Median Home Value | $160,762 |
| Average Home Value | $236,951 |
Housing Distribution
Address Breakdown
Residential
22,535
Single Family
21,566
Multi-Family
969
Businesses
1,239
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices