26270 Foresthill RdForesthillCA95631
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 26270 Foresthill Rd, Foresthill, CA, 95631 in Foresthill fits: $1,989,874, 1.36% gross yield, and a projected 5% annual appreciation rate adding $549,766 in value within five years. Rental yield 1.36%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.25) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $18,327/yr in principal paydown and $549,766 in appreciation project a total return of $107,963.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 1.4% | 5.0% |
| Monthly Cash Flow | $(10,046) | $350 |
City averages based on Foresthill market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,263 |
| Total Monthly Debt Service | $11,518 |
| DSCR Ratio | 0.20x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
453.02 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95631, Foresthill, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,858 (100%) |
| Owner Occupied HU | 2,213 (77.4%) |
| Renter Occupied HU | 359 (12.6%) |
| Vacant Housing Units | 286 (10.0%) |
| Median Home Value | $763,346 |
| Average Home Value | $837,841 |
Housing Distribution
Address Breakdown
Residential
2,153
Single Family
2,119
Multi-Family
34
Businesses
93
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
453.02 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95631, Foresthill, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,858 (100%) |
| Owner Occupied HU | 2,213 (77.4%) |
| Renter Occupied HU | 359 (12.6%) |
| Vacant Housing Units | 286 (10.0%) |
| Median Home Value | $763,346 |
| Average Home Value | $837,841 |
Housing Distribution
Address Breakdown
Residential
2,153
Single Family
2,119
Multi-Family
34
Businesses
93
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Sanford Ballou • California Outdoor Properties, Inc.
Mls Name: MetroList Services of CA
Mls ID: #225122426