3582 Opal Dr APT 2AuburnCA95602
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowSolid fundamentals define the investment case at 3582 Opal Dr APT 2, Auburn, CA, 95602 in Auburn: $2,016/mo in rent, $312/mo in net income, 10.63% gross yield, 1.97 DSCR, all at $227,500. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $62,854 in appreciation and $2,095/yr in principal paydown projects total cumulative return of $125,477.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.6% | 5.2% |
| Monthly Cash Flow | $312 | $300 |
City averages based on Auburn market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,016 |
| Total Monthly Debt Service | $1,317 |
| DSCR Ratio | 1.53x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1971
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95602, Auburn, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,160 (100%) |
| Owner Occupied HU | 5,658 (69.3%) |
| Renter Occupied HU | 1,829 (22.4%) |
| Vacant Housing Units | 673 ( 8.2%) |
| Median Home Value | $768,214 |
| Average Home Value | $838,605 |
Housing Distribution
Address Breakdown
Residential
7,475
Single Family
6,493
Multi-Family
982
Businesses
373
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1971
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95602, Auburn, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,160 (100%) |
| Owner Occupied HU | 5,658 (69.3%) |
| Renter Occupied HU | 1,829 (22.4%) |
| Vacant Housing Units | 673 ( 8.2%) |
| Median Home Value | $768,214 |
| Average Home Value | $838,605 |
Housing Distribution
Address Breakdown
Residential
7,475
Single Family
6,493
Multi-Family
982
Businesses
373
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Amy Sibley • Mother Lode Realty
Mls Name: MetroList Services of CA
Mls ID: #226014524