2626 Niles Ave, Saint Joseph, MI, 49085 | $168/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Saint Joseph at 2626 Niles Ave, Saint Joseph, MI, 49085 at $199,900 posts ROI 22.95% with $168/mo cash flow from $1,539/mo rent. Total monthly income equals $1,539/mo, and annual cash flow records $2,016/yr on $66,267 to close. Return on cash invested measures 22.95% and rental yield reads 9.24% at the current $199,900. Equity gained on principal adds $1,290/yr, and 5% annual appreciation supports $55,229 by year five. Five-year ROI prints 120.12% and total cumulative return in cash totals $79,597.
You can finance with Ziffy Mortgage’s DSCR loan, which relies on $1,539/mo property income rather than your personal income records (W2s, Paystubs, and Tax returns).

Single Family

Built in 1945

6,534 sqft lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 49085, Saint Joseph, MI area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	11,734 (100%)
Owner Occupied HU	8,123 (69.2%)
Renter Occupied HU	2,388 (20.4%)
Vacant Housing Units	1,223 (10.4%)
Median Home Value	$316,036
Average Home Value	$368,464