2625 Smith Hill RdWalworthNY14568
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 2625 Smith Hill Rd, Walworth, NY, 14568 in Walworth. Priced at $199,900, it generates $3,605/mo in gross rent and $2,270/mo in net monthly cash flow, a 21.64% yield that comfortably supports the 4.01 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $27,239. Five-year appreciation: $55,229. Equity from principal paydown: $1,841/yr. Total projected cumulative return: $222,326.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 21.6% | 6.2% |
| Monthly Cash Flow | $2,270 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,605 |
| Total Monthly Debt Service | $1,255 |
| DSCR Ratio | 2.87x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1955
7.15 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14568, Walworth, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,462 (100%) |
| Owner Occupied HU | 2,079 (84.4%) |
| Renter Occupied HU | 274 (11.1%) |
| Vacant Housing Units | 109 ( 4.4%) |
| Median Home Value | $216,036 |
| Average Home Value | $240,233 |
Housing Distribution
Address Breakdown
Residential
2,318
Single Family
2,287
Multi-Family
31
Businesses
73
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1955
7.15 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14568, Walworth, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,462 (100%) |
| Owner Occupied HU | 2,079 (84.4%) |
| Renter Occupied HU | 274 (11.1%) |
| Vacant Housing Units | 109 ( 4.4%) |
| Median Home Value | $216,036 |
| Average Home Value | $240,233 |
Housing Distribution
Address Breakdown
Residential
2,318
Single Family
2,287
Multi-Family
31
Businesses
73
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices