26243 State Route 177HoyletonIL62803
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow26243 State Route 177, Hoyleton, IL, 62803 in Hoyleton is a top-tier cash-flow asset. At $150,000 it produces $1,799/mo in rent and $758/mo in net monthly income, a 14.39% gross rental yield. The DSCR of 2.67 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $9,100. Five-year appreciation adds $41,442, driving a total cumulative return of $106,220.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 14.4% | 8.0% |
| Monthly Cash Flow | $758 | $300 |
City averages based on Hoyleton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,799 |
| Total Monthly Debt Service | $981 |
| DSCR Ratio | 1.83x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1948
9.78 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 62803, Hoyleton, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 401 (100%) |
| Owner Occupied HU | 321 (80.0%) |
| Renter Occupied HU | 56 (14.0%) |
| Vacant Housing Units | 24 ( 6.0%) |
| Median Home Value | $178,750 |
| Average Home Value | $305,919 |
Housing Distribution
Address Breakdown
Residential
360
Single Family
360
Multi-Family
0
Businesses
23
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1948
9.78 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 62803, Hoyleton, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 401 (100%) |
| Owner Occupied HU | 321 (80.0%) |
| Renter Occupied HU | 56 (14.0%) |
| Vacant Housing Units | 24 ( 6.0%) |
| Median Home Value | $178,750 |
| Average Home Value | $305,919 |
Housing Distribution
Address Breakdown
Residential
360
Single Family
360
Multi-Family
0
Businesses
23
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices