2620 Stamp Mill Ct, Carmichael, CA, 95608 | $636/mo Cash Flow

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NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Carmichael at 2620 Stamp Mill Ct, Carmichael, CA, 95608 offers $4,675/mo rent that, after a $3,157/mo payment, leaves $636/mo cash flow. Total monthly income is $4,675/mo, and annual cash flow is $7,632/yr on $212,205 cash. Return on cash invested measures 23.66% in year one, and rental yield stands at 8.7% at a $645,000 entry. Equity gained on principal adds $4,162/yr while 5% annual appreciation compounds into $178,202 by year five. Five-year ROI records 123% and total cumulative return in cash reaches $261,004. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $4,675/mo property income versus a $3,157/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.

Single Family

Built in 1990

6,970 sqft lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 95608, Carmichael, CA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	26,709 (100%)
Owner Occupied HU	14,281 (53.5%)
Renter Occupied HU	11,321 (42.4%)
Vacant Housing Units	1,107 ( 4.1%)
Median Home Value	$647,950
Average Home Value	$694,684