26170 Lake Forest DrTwin PeaksCA92391
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 26170 Lake Forest Dr, Twin Peaks, CA, 92391 in Twin Peaks earns a 9.87% gross yield at $515,000. Rent of $4,236/mo nets $1,047/mo after the $2,316/mo mortgage. The 1.83 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $142,285 and $4,743/yr in equity accumulation project a total cumulative return of $262,665.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.9% | 6.0% |
| Monthly Cash Flow | $1,047 | $1,200 |
City averages based on Twin Peaks market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,236 |
| Total Monthly Debt Service | $2,984 |
| DSCR Ratio | 1.42x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1975
0.38 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92391, Twin Peaks, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,554 (100%) |
| Owner Occupied HU | 684 (44.0%) |
| Renter Occupied HU | 325 (20.9%) |
| Vacant Housing Units | 545 (35.1%) |
| Median Home Value | $648,667 |
| Average Home Value | $651,389 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
50
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1975
0.38 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92391, Twin Peaks, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,554 (100%) |
| Owner Occupied HU | 684 (44.0%) |
| Renter Occupied HU | 325 (20.9%) |
| Vacant Housing Units | 545 (35.1%) |
| Median Home Value | $648,667 |
| Average Home Value | $651,389 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
50
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices