2606 Lavender StOzarkMO65721
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 2606 Lavender St, Ozark, MO, 65721 in Ozark: $2,329/mo in rent, $715/mo net, 10.78% gross yield, all on a $259,200 acquisition. The 2.00 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $71,612 in value, and $2,387/yr in principal paydown steadily builds equity. Projected total cumulative return: $144,335.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.8% | 6.8% |
| Monthly Cash Flow | $715 | $350 |
City averages based on Ozark market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,329 |
| Total Monthly Debt Service | $1,511 |
| DSCR Ratio | 1.54x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1996
10,018 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65721, Ozark, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,898 (100%) |
| Owner Occupied HU | 9,666 (69.5%) |
| Renter Occupied HU | 3,625 (26.1%) |
| Vacant Housing Units | 607 ( 4.4%) |
| Median Home Value | $324,461 |
| Average Home Value | $382,687 |
Housing Distribution
Address Breakdown
Residential
13,509
Single Family
13,465
Multi-Family
44
Businesses
1,103
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1996
10,018 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65721, Ozark, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,898 (100%) |
| Owner Occupied HU | 9,666 (69.5%) |
| Renter Occupied HU | 3,625 (26.1%) |
| Vacant Housing Units | 607 ( 4.4%) |
| Median Home Value | $324,461 |
| Average Home Value | $382,687 |
Housing Distribution
Address Breakdown
Residential
13,509
Single Family
13,465
Multi-Family
44
Businesses
1,103
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices