260 N Main St APT B1Spring ValleyNY10977
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 260 N Main St APT B1, Spring Valley, NY, 10977 in Spring Valley hard to pass up. The 22.71% gross yield on a $208,300 purchase results in $3,942/mo in rent and $1,463/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (4.21). Annual cash flow of $17,556, five-year appreciation of $57,549, and $1,918/yr in equity build-up combine for a projected total cumulative return of $178,320.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 22.7% | 6.2% |
| Monthly Cash Flow | $1,463 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,942 |
| Total Monthly Debt Service | $2,396 |
| DSCR Ratio | 1.65x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1973
N/A lot
$N/A/sqft
$1,088 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1973
N/A lot
$N/A/sqft
$1,088 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A