26 Dock StSchuylkill HavenPA17972
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 26 Dock St, Schuylkill Haven, PA, 17972 in Schuylkill Haven is narrow, $143/mo net on $1,119/mo rent after the $670/mo debt service, but the property operates at break-even-plus, not a loss. At $149,000 with a 9.01% yield, the long-run equity case via 5% appreciation ($41,166 over five years) and $1,372/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.67 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $65,920.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9% | 6.2% |
| Monthly Cash Flow | $143 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,119 |
| Total Monthly Debt Service | $917 |
| DSCR Ratio | 1.22x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1880
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17972, Schuylkill Haven, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,100 (100%) |
| Owner Occupied HU | 3,504 (68.7%) |
| Renter Occupied HU | 1,140 (22.4%) |
| Vacant Housing Units | 456 ( 8.9%) |
| Median Home Value | $218,349 |
| Average Home Value | $258,867 |
Housing Distribution
Address Breakdown
Residential
5,168
Single Family
4,799
Multi-Family
369
Businesses
359
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1880
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17972, Schuylkill Haven, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,100 (100%) |
| Owner Occupied HU | 3,504 (68.7%) |
| Renter Occupied HU | 1,140 (22.4%) |
| Vacant Housing Units | 456 ( 8.9%) |
| Median Home Value | $218,349 |
| Average Home Value | $258,867 |
Housing Distribution
Address Breakdown
Residential
5,168
Single Family
4,799
Multi-Family
369
Businesses
359
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jill Saunders • Saunders Real Estate
Mls Name: Bright MLS
Mls ID: #PASK2024102