25909 Longview RdHopedaleIL61747
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis is a cash-flow-light asset: 25909 Longview Rd, Hopedale, IL, 61747 in Hopedale, $175,000, 9.48% gross yield, $169/mo net income. Consider it a market-entry position, the $1,383/mo rent covers the $787/mo payment with a margin, and 5%/yr appreciation is projected to add $48,349 to the asset's value over five years. Ziffy Mortgage approves DSCR loans (coverage 1.76) for non-U.S. residents without domestic income documentation. Consider a higher down payment to widen the monthly margin. Total projected return: $77,817.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 7.0% |
| Monthly Cash Flow | $169 | $1,200 |
City averages based on Hopedale market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,383 |
| Total Monthly Debt Service | $1,144 |
| DSCR Ratio | 1.21x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1976
0.66 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61747, Hopedale, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 581 (100%) |
| Owner Occupied HU | 462 (79.5%) |
| Renter Occupied HU | 79 (13.6%) |
| Vacant Housing Units | 40 ( 6.9%) |
| Median Home Value | $251,190 |
| Average Home Value | $246,466 |
Housing Distribution
Address Breakdown
Residential
360
Single Family
360
Multi-Family
0
Businesses
48
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1976
0.66 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61747, Hopedale, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 581 (100%) |
| Owner Occupied HU | 462 (79.5%) |
| Renter Occupied HU | 79 (13.6%) |
| Vacant Housing Units | 40 ( 6.9%) |
| Median Home Value | $251,190 |
| Average Home Value | $246,466 |
Housing Distribution
Address Breakdown
Residential
360
Single Family
360
Multi-Family
0
Businesses
48
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices