2586 Willow StNicolausCA95659
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingReliable and efficiently structured, 2586 Willow St, Nicolaus, CA, 95659 in Nicolaus is a conservative rental investment at $425,000. Rental yield 6.59%. A 1.22 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $117,420; $3,914/yr in principal paydown supplements. Total projected return: $135,791.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.6% | 7.2% |
| Monthly Cash Flow | $(402) | $400 |
City averages based on Nicolaus market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,333 |
| Total Monthly Debt Service | $2,566 |
| DSCR Ratio | 0.91x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1990
6,969 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95659, Nicolaus, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 314 (100%) |
| Owner Occupied HU | 212 (67.5%) |
| Renter Occupied HU | 75 (23.9%) |
| Vacant Housing Units | 27 ( 8.6%) |
| Median Home Value | $623,684 |
| Average Home Value | $697,382 |
Housing Distribution
Address Breakdown
Residential
237
Single Family
237
Multi-Family
0
Businesses
43
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1990
6,969 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95659, Nicolaus, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 314 (100%) |
| Owner Occupied HU | 212 (67.5%) |
| Renter Occupied HU | 75 (23.9%) |
| Vacant Housing Units | 27 ( 8.6%) |
| Median Home Value | $623,684 |
| Average Home Value | $697,382 |
Housing Distribution
Address Breakdown
Residential
237
Single Family
237
Multi-Family
0
Businesses
43
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Tara Sanwal • eXp Realty of Northern California, Inc.
Mls Name: MetroList Services of CA
Mls ID: #226019771