2585 M 33CominsMI48619
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 2585 M 33, Comins, MI, 48619 in Comins: $2,198/mo in rent, $923/mo net, 13.64% gross yield, all on a $193,400 acquisition. The 2.53 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $53,433 in value, and $1,781/yr in principal paydown steadily builds equity. Projected total cumulative return: $133,072.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13.6% | 6.0% |
| Monthly Cash Flow | $923 | $250 |
City averages based on Comins market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,198 |
| Total Monthly Debt Service | $1,198 |
| DSCR Ratio | 1.83x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
2.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 48619, Comins, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 499 (100%) |
| Owner Occupied HU | 220 (44.1%) |
| Renter Occupied HU | 30 ( 6.0%) |
| Vacant Housing Units | 249 (49.9%) |
| Median Home Value | $240,000 |
| Average Home Value | $261,761 |
Housing Distribution
Address Breakdown
Residential
187
Single Family
186
Multi-Family
1
Businesses
18
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
2.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 48619, Comins, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 499 (100%) |
| Owner Occupied HU | 220 (44.1%) |
| Renter Occupied HU | 30 ( 6.0%) |
| Vacant Housing Units | 249 (49.9%) |
| Median Home Value | $240,000 |
| Average Home Value | $261,761 |
Housing Distribution
Address Breakdown
Residential
187
Single Family
186
Multi-Family
1
Businesses
18
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices