25811 State Road 19ArcadiaIN46030
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 25811 State Road 19, Arcadia, IN, 46030 in Arcadia. Rental yield 0.88%. At $1,295,000 with 0.88% gross yield, current distributions are modest, but the 5% appreciation rate projects $357,785 in new equity by year five, complemented by $11,927/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.16) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $51,156.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 0.9% | 6.0% |
| Monthly Cash Flow | $(6,820) | $180 |
City averages based on Arcadia market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $954 |
| Total Monthly Debt Service | $7,258 |
| DSCR Ratio | 0.13x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2017
10.86 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 46030, Arcadia, IN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,284 (100%) |
| Owner Occupied HU | 944 (73.5%) |
| Renter Occupied HU | 273 (21.3%) |
| Vacant Housing Units | 67 ( 5.2%) |
| Median Home Value | $326,429 |
| Average Home Value | $423,350 |
Housing Distribution
Address Breakdown
Residential
761
Single Family
761
Multi-Family
0
Businesses
61
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2017
10.86 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 46030, Arcadia, IN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,284 (100%) |
| Owner Occupied HU | 944 (73.5%) |
| Renter Occupied HU | 273 (21.3%) |
| Vacant Housing Units | 67 ( 5.2%) |
| Median Home Value | $326,429 |
| Average Home Value | $423,350 |
Housing Distribution
Address Breakdown
Residential
761
Single Family
761
Multi-Family
0
Businesses
61
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices