25725 Lincoln Hill Pl ECrestonWA99147
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 3.01% gross rental yield, 25725 Lincoln Hill Pl E, Creston, WA, 99147 in Creston is priced for capital growth, not immediate cash flow. The $1,500,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $414,422 by year five, with $13,815/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.56) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $229,509.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 3% | 6.2% |
| Monthly Cash Flow | $(5,254) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,763 |
| Total Monthly Debt Service | $8,420 |
| DSCR Ratio | 0.45x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2008
1.90 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 99147, Lincoln, WA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 204 (100%) |
| Owner Occupied HU | 114 (55.9%) |
| Renter Occupied HU | 26 (12.7%) |
| Vacant Housing Units | 64 (31.4%) |
| Median Home Value | $444,444 |
| Average Home Value | $445,044 |
Housing Distribution
Address Breakdown
Residential
160
Single Family
160
Multi-Family
0
Businesses
1
Nearby investment properties with comparable rents
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2008
1.90 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 99147, Lincoln, WA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 204 (100%) |
| Owner Occupied HU | 114 (55.9%) |
| Renter Occupied HU | 26 (12.7%) |
| Vacant Housing Units | 64 (31.4%) |
| Median Home Value | $444,444 |
| Average Home Value | $445,044 |
Housing Distribution
Address Breakdown
Residential
160
Single Family
160
Multi-Family
0
Businesses
1
Nearby investment properties with comparable rents
Listed by: Dustin Canfield • Coldwell Banker Tomlinson R&H
Mls Name: NWMLS
Mls ID: #2434270