2570 Gary Cir APT 3DunedinFL34698
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 2570 Gary Cir APT 3, Dunedin, FL, 34698 in Dunedin: $2,929/mo in rent, $728/mo net, 13.54% gross yield, all on a $259,570 acquisition. The 2.51 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $71,714 in value, and $2,391/yr in principal paydown steadily builds equity. Projected total cumulative return: $147,900.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13.5% | 6.5% |
| Monthly Cash Flow | $728 | $300 |
City averages based on Dunedin market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,929 |
| Total Monthly Debt Service | $2,098 |
| DSCR Ratio | 1.40x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1964
N/A lot
$N/A/sqft
$442 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34698, Dunedin, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 23,000 (100%) |
| Owner Occupied HU | 14,160 (61.6%) |
| Renter Occupied HU | 5,242 (22.8%) |
| Vacant Housing Units | 3,598 (15.6%) |
| Median Home Value | $435,918 |
| Average Home Value | $490,822 |
Housing Distribution
Address Breakdown
Residential
20,476
Single Family
16,000
Multi-Family
4,476
Businesses
990
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1964
N/A lot
$N/A/sqft
$442 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34698, Dunedin, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 23,000 (100%) |
| Owner Occupied HU | 14,160 (61.6%) |
| Renter Occupied HU | 5,242 (22.8%) |
| Vacant Housing Units | 3,598 (15.6%) |
| Median Home Value | $435,918 |
| Average Home Value | $490,822 |
Housing Distribution
Address Breakdown
Residential
20,476
Single Family
16,000
Multi-Family
4,476
Businesses
990
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices