25675 Prospect AveLoma LindaCA92354
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestment property for sale in Loma Linda at 25675 Prospect Ave, Loma Linda, CA, 92354 projects strong ROI of -1.35%. Rental yield 0.64%. With 5% annual appreciation, the property builds $1,933,971 in value over five years. Equity growth combined delivers a projected five-year ROI of 5.54%, translating into $109,565 in total cumulative return on $1,977,500 invested capital. You can finance this property with Ziffy Mortgage’s DSCR loan, which leverages the property’s income for qualification rather than your personal income.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 0.6% | 5.0% |
| Monthly Cash Flow | $(39,544) | $1,500 |
City averages based on Loma Linda market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,760 |
| Total Monthly Debt Service | $40,518 |
| DSCR Ratio | 0.09x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1972
0.75 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92354, Loma Linda, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,208 (100%) |
| Owner Occupied HU | 3,110 (33.8%) |
| Renter Occupied HU | 5,597 (60.8%) |
| Vacant Housing Units | 501 ( 5.4%) |
| Median Home Value | $582,135 |
| Average Home Value | $577,518 |
Housing Distribution
Address Breakdown
Residential
8,903
Single Family
8,038
Multi-Family
865
Businesses
624
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1972
0.75 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92354, Loma Linda, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,208 (100%) |
| Owner Occupied HU | 3,110 (33.8%) |
| Renter Occupied HU | 5,597 (60.8%) |
| Vacant Housing Units | 501 ( 5.4%) |
| Median Home Value | $582,135 |
| Average Home Value | $577,518 |
Housing Distribution
Address Breakdown
Residential
8,903
Single Family
8,038
Multi-Family
865
Businesses
624
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices