256 W Church St, Somerset, PA, 15501 | $1,238/mo Cash Flow

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NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Somerset at 256 W Church St, Somerset, PA, 15501 uses $49,725 cash to close to unlock $14,850/yr annual cash flow and $1,238/mo monthly cash flow. Total monthly income runs $2,239/mo, and a $734/mo payment keeps the spread at $1,238/mo. Purchase price stands at $150,000, and rental yield measures 17.91% with $2,239/mo rent. Return on cash invested shows 49.77% in year one, and 5% annual appreciation builds toward $41,442 over five years. Five-year ROI reaches 263.64% and total cumulative return in cash records $131,094. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $2,239/mo property income covering a $734/mo payment rather than investor’s personal income.

Single Family

Built in 1922

5,227 sqft lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 15501, Somerset, PA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	8,039 (100%)
Owner Occupied HU	4,542 (56.5%)
Renter Occupied HU	2,126 (26.4%)
Vacant Housing Units	1,371 (17.1%)
Median Home Value	$205,451
Average Home Value	$257,262