25530 Barnard StHaywardCA94545
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingFor first-time U.S. investors or those diversifying conservatively, 25530 Barnard St, Hayward, CA, 94545 in Hayward offers a clean, manageable entry. Rental yield 6.56%. DSCR 1.22 qualifies for Ziffy Mortgage's no-W2 mortgage for non-U.S. residents. Long-term: 5% annual appreciation projects $221,025 in additional property value over five years, with $7,368/yr in principal equity building ownership stake. Total projected cumulative return: $266,371.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.6% | 6.0% |
| Monthly Cash Flow | $(575) | $800 |
City averages based on Hayward market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,374 |
| Total Monthly Debt Service | $4,631 |
| DSCR Ratio | 0.94x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1959
5,188 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94545, Hayward, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,620 (100%) |
| Owner Occupied HU | 6,933 (65.3%) |
| Renter Occupied HU | 3,361 (31.6%) |
| Vacant Housing Units | 326 ( 3.1%) |
| Median Home Value | $872,089 |
| Average Home Value | $970,851 |
Housing Distribution
Address Breakdown
Residential
10,050
Single Family
8,694
Multi-Family
1,356
Businesses
3,111
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1959
5,188 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94545, Hayward, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,620 (100%) |
| Owner Occupied HU | 6,933 (65.3%) |
| Renter Occupied HU | 3,361 (31.6%) |
| Vacant Housing Units | 326 ( 3.1%) |
| Median Home Value | $872,089 |
| Average Home Value | $970,851 |
Housing Distribution
Address Breakdown
Residential
10,050
Single Family
8,694
Multi-Family
1,356
Businesses
3,111
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Francine Bailey-Byrd • eXp Realty of California Inc.
Mls Name: MetroList Services of CA
Mls ID: #225079913