25518 Hemingway Ave UNIT AStevenson RanchCA91381
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe 7.46% yield at 25518 Hemingway Ave UNIT A, Stevenson Ranch, CA, 91381 in Stevenson Ranch is solid, but the $2,608/mo payment compresses net cash flow to $18/mo at $580,000. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $160,243 by year five, and $5,342/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.38) without U.S. income documentation. Total projected return: $221,081.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.5% | 5.0% |
| Monthly Cash Flow | $18 | $2,500 |
City averages based on Stevenson Ranch market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,606 |
| Total Monthly Debt Service | $3,357 |
| DSCR Ratio | 1.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1993
0.86 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91381, Stevenson Ranch, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,798 (100%) |
| Owner Occupied HU | 6,154 (69.9%) |
| Renter Occupied HU | 2,391 (27.2%) |
| Vacant Housing Units | 253 ( 2.9%) |
| Median Home Value | $1,025,595 |
| Average Home Value | $1,122,310 |
Housing Distribution
Address Breakdown
Residential
7,992
Single Family
6,255
Multi-Family
1,737
Businesses
265
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1993
0.86 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91381, Stevenson Ranch, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,798 (100%) |
| Owner Occupied HU | 6,154 (69.9%) |
| Renter Occupied HU | 2,391 (27.2%) |
| Vacant Housing Units | 253 ( 2.9%) |
| Median Home Value | $1,025,595 |
| Average Home Value | $1,122,310 |
Housing Distribution
Address Breakdown
Residential
7,992
Single Family
6,255
Multi-Family
1,737
Businesses
265
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Archie Mendoza • Realty CA
Mls Name: CRMLS
Mls ID: #SR25218157