2550 Two Story Plan, SaratogaPea RidgeAR72751
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 2550 Two Story Plan, Saratoga, Pea Ridge, AR, 72751 in Pea Ridge. At $404,432 it earns $2,815/mo in rent and distributes $384/mo to the owner after the $1,819/mo payment, a consistent 8.35% yield. DSCR 1.55 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $111,737 in value; $3,725/yr in principal paydown compounds ownership stake. Total projected return: $177,745.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 7.2% |
| Monthly Cash Flow | $384 | $285 |
City averages based on Pea Ridge market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,815 |
| Total Monthly Debt Service | $2,270 |
| DSCR Ratio | 1.24x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72751, Pea Ridge, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,093 (100%) |
| Owner Occupied HU | 3,223 (78.7%) |
| Renter Occupied HU | 668 (16.3%) |
| Vacant Housing Units | 202 ( 4.9%) |
| Median Home Value | $324,500 |
| Average Home Value | $365,215 |
Housing Distribution
Address Breakdown
Residential
4,013
Single Family
4,013
Multi-Family
0
Businesses
201
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72751, Pea Ridge, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,093 (100%) |
| Owner Occupied HU | 3,223 (78.7%) |
| Renter Occupied HU | 668 (16.3%) |
| Vacant Housing Units | 202 ( 4.9%) |
| Median Home Value | $324,500 |
| Average Home Value | $365,215 |
Housing Distribution
Address Breakdown
Residential
4,013
Single Family
4,013
Multi-Family
0
Businesses
201
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
