2550 Pacific Coast Hwy SPACE 127TorranceCA90505
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 2550 Pacific Coast Hwy SPACE 127, Torrance, CA, 90505 in Torrance deserves attention. This $149,500 property earns $3,960/mo in rent, a 31.79% gross yield, and nets $3,035/mo after the $672/mo payment. DSCR 5.89 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $41,304 compounds alongside $1,377/yr in yearly equity build, for a total cumulative return of $252,024.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 31.8% | 4.5% |
| Monthly Cash Flow | $3,035 | $250 |
City averages based on Torrance market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,960 |
| Total Monthly Debt Service | $865 |
| DSCR Ratio | 4.58x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1966
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90505, Torrance, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,524 (100%) |
| Owner Occupied HU | 7,733 (53.2%) |
| Renter Occupied HU | 6,166 (42.5%) |
| Vacant Housing Units | 625 ( 4.3%) |
| Median Home Value | $1,210,253 |
| Average Home Value | $1,250,787 |
Housing Distribution
Address Breakdown
Residential
14,591
Single Family
9,561
Multi-Family
5,030
Businesses
2,941
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1966
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90505, Torrance, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,524 (100%) |
| Owner Occupied HU | 7,733 (53.2%) |
| Renter Occupied HU | 6,166 (42.5%) |
| Vacant Housing Units | 625 ( 4.3%) |
| Median Home Value | $1,210,253 |
| Average Home Value | $1,250,787 |
Housing Distribution
Address Breakdown
Residential
14,591
Single Family
9,561
Multi-Family
5,030
Businesses
2,941
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices