255 Wright RdTempleGA30179
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 255 Wright Rd, Temple, GA, 30179 in Temple deserves attention. This $246,500 property earns $3,642/mo in rent, a 17.73% gross yield, and nets $2,104/mo after the $1,108/mo payment. DSCR 3.29 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $68,103 compounds alongside $2,270/yr in yearly equity build, for a total cumulative return of $228,952.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 17.7% | 8.0% |
| Monthly Cash Flow | $2,104 | $350 |
City averages based on Temple market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,642 |
| Total Monthly Debt Service | $1,440 |
| DSCR Ratio | 2.53x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2017
42 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30179, Temple, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,285 (100%) |
| Owner Occupied HU | 5,739 (78.8%) |
| Renter Occupied HU | 1,217 (16.7%) |
| Vacant Housing Units | 329 ( 4.5%) |
| Median Home Value | $294,030 |
| Average Home Value | $322,661 |
Housing Distribution
Address Breakdown
Residential
7,127
Single Family
7,088
Multi-Family
39
Businesses
260
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2017
42 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30179, Temple, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,285 (100%) |
| Owner Occupied HU | 5,739 (78.8%) |
| Renter Occupied HU | 1,217 (16.7%) |
| Vacant Housing Units | 329 ( 4.5%) |
| Median Home Value | $294,030 |
| Average Home Value | $322,661 |
Housing Distribution
Address Breakdown
Residential
7,127
Single Family
7,088
Multi-Family
39
Businesses
260
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices