255 Berry St APT 701San FranciscoCA94158



INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingRental yield 6.48%. No single metric is exceptional, but the combination offers a durable, low-volatility return profile suitable for risk-conscious global investors. Ziffy Mortgage's mortgage qualifies on DSCR alone, no U.S. credit history required. Five-year appreciation adds $411,383, and $13,714/yr in principal equity projects total return of $395,337.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.5% | 4.5% |
| Monthly Cash Flow | $(2,737) | $2,800 |
City averages based on San Francisco market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $8,039 |
| Total Monthly Debt Service | $10,183 |
| DSCR Ratio | 0.79x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2004
0.99 Acres lot
$N/A/sqft
$1,093 monthly HOA



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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Condo
Built in 2004
0.99 Acres lot
$N/A/sqft
$1,093 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices



Listed by: Miyuki Mia Takami • eXp Realty of California, Inc.
Mls Name: SFAR
Mls Provider:
Mls ID: #425058390
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