2548 Rhine WayElvertaCA95626
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe 7.82% yield at 2548 Rhine Way, Elverta, CA, 95626 in Elverta is solid, but the $2,203/mo payment compresses net cash flow to $160/mo at $489,900. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $135,350 by year five, and $4,512/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.45) without U.S. income documentation. Total projected return: $196,114.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.8% | 5.5% |
| Monthly Cash Flow | $160 | $300 |
City averages based on Elverta market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,191 |
| Total Monthly Debt Service | $2,836 |
| DSCR Ratio | 1.13x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1970
6,969 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95626, Elverta, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,089 (100%) |
| Owner Occupied HU | 1,691 (80.9%) |
| Renter Occupied HU | 333 (15.9%) |
| Vacant Housing Units | 65 ( 3.1%) |
| Median Home Value | $655,811 |
| Average Home Value | $692,944 |
Housing Distribution
Address Breakdown
Residential
1,902
Single Family
1,902
Multi-Family
0
Businesses
79
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1970
6,969 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95626, Elverta, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,089 (100%) |
| Owner Occupied HU | 1,691 (80.9%) |
| Renter Occupied HU | 333 (15.9%) |
| Vacant Housing Units | 65 ( 3.1%) |
| Median Home Value | $655,811 |
| Average Home Value | $692,944 |
Housing Distribution
Address Breakdown
Residential
1,902
Single Family
1,902
Multi-Family
0
Businesses
79
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MetroList Services of CA
Mls ID: #226032691